Foreclosure scams have become a problem for Utah consumers in recent years. The Utah Foreclosure Prevention Taskforce is committed to helping homeowners recognize, avoid and report scams when necessary.
Homeowners and consumers should be wary of lofty promises, guarantees and high up-front costs. Legitimate HUD-approved foreclosure counselors do not charge fees for foreclosure-related services. Please visit the Housing Counseling page for more information on the counseling process and how to contact a credible counselor in your area.
If any firm claims they can stop your foreclosure immediately if you sign a document appointing them to act on your behalf, you may be signing over the title to your property and becoming a renter in your own home. Never sign a legal document without reading and understanding all the terms and getting professional advice from an attorney, a trusted real estate professional, or a housing counselor.
If your mortgage is delinquent and you are facing foreclosure, you may be contacted by a person or company willing to take the property off your hands to save your credit. While some of these companies may be acting within the confines of state and federal law, consumers should always seek professional legal and financial advice before making major decisions that affect your homeownership.
If you suspect that you have been a victim of a scam or fraud, contact the Utah Division of Real Estate immediately to file a complaint: 801-530-6747. Visit their website: www.realestate.utah.gov.
You should also alert the Utah Attorney General’s Office if you have been the victim of fraud or scams: 800-244-4636. Visit their website: www.attorneygeneral.utah.gov.
Download 7 Ways to Avoid Foreclosure Scams (PDF)
Download Common Foreclosure Scams (PDF)