Helpful Links

Here is a list of helpful organizations and their websites.

2-1-1 Information & Referral: Locating available and appropriate resources can be difficult and frustrating and 2-1-1 Information and Referral strives to ease the process. Dial 2-1-1,

Housing Education Coalition of Utah (HECU): The mission is to develop and promote homeownership programs, products and services for individuals throughout the state of Utah and to ensure that all Utah residents have access to homebuyer education that adheres to a standardized curriculum and is taught by a nationally certified homebuyer education counselor.

HOPE NOW Alliance: HOPE NOW is an alliance between counselors, servicers, investors, and other mortgage market participants. This alliance will maximize outreach efforts to homeowners in distress to help them stay in their homes and will create a unified, coordinated plan to reach and help as many homeowners as possible., 1-888-995-HOPE HOPE Hotline

NeighborWorks America: NeighborWorks America is the country’s preeminent leader in affordable housing and community development. We work to create opportunities for lower-income people to live in affordable homes in safe, sustainable neighborhoods that are healthy places for families to grow.

Utah Division of Real Estate: The mission of the Utah Division of Real Estate is to protect the public through education, licensure and regulation of real estate, mortgage and appraisal professionals.  801-530-6747,

Utah Division of Consumer Protection: State agency on consumer protection.  800-721-safe,

Department of Housing & Urban Development (HUD: Tips for avoiding Foreclosure.

Department of Veterans Affairs – VA: Specific information for individuals who are veterans of military service.  Information on housing, VA loans, medical benefits, VA/Government employment information and special programs for veterans.

Federal Trade Commission: Consumer information site highlight and reviews of consumer fraud, waste and abuse.

ID Theft: Identify theft is becoming a huge problem in the United States. The Federal Trade Commission has developed a website to help educate everyone on this growing problem.

USDA Rural Development: Rural Development provides information about home loans and grants in rural America.

Credit Bureaus: Credit Bureaus gather information about how consumers use credit and compile credit reports.  You are entitled to one free credit report every year from each credit bureau.
Experian: 1-888-397-3742,
Equifax: 1-800-685-1111,
TransUnion 1-800-888-4213,  

Utah Legal Services: To promote legal services to low income clients and those 60 years of age or older regardless of income on civil legal matters.  800-662-4245,

Utah Mortgage Lenders Association: Mortgage consumers should be confident knowing that as a UMLA member you will represent them well. Our association admonishes our members to adhere to a higher level of ethics and business practices. 

Perfect Home Living: Perfect home living Inc is a nonpartisan nonprofit committed to real estate fraud research and establishing policy that prevents fraud from continuing within the real estate industry.  801-560-2508,

Utah Housing Corporation: The Utah Housing Corporation provides resources for affordable housing. UHC provides mortgage monies to qualifying first time homebuyers as well as resources to developers building or renovating affordable apartment projects.  

AARP: American Association of Retired Persons Information on issues affecting individual’s age 50 and older. Learn more about housing issues including reverse mortgages and predatory lending.  1-866-448-9616,

Utah NAHRO National Association of Housing Redevelopment Officials: The Mission of NAHRO is to enhance the opportunity for every Utahn to acquire affordable, decent, and safe housing in a viable community.

Download a list of additional housing agencies and resources here.

Download your free copy of the Foreclosure Prevention Workbook, available in English and Spanish.